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LIC AAO Complete Guide: Eligibility, Pattern & Salary

Updated 19 Jun 2026 · 7 min read

LIC AAO is a Class-I officer entry post at the Life Insurance Corporation of India — a well-paid, respected role across administrative and specialist functions. It is a popular target for graduates who want an officer job outside mainstream banking.

This guide covers eligibility, the three-stage selection, the revised salary and selection. Confirm details in the official LIC notification on licindia.in.

What is LIC AAO?

LIC AAO (Assistant Administrative Officer) is a Class-I officer post at LIC, recruited in generalist and specialist streams (such as IT, Actuarial, Chartered Accountant and Legal), plus an Assistant Engineer stream.

Eligibility and age

  • Education: a bachelor's degree (a relevant discipline for specialist posts) from a recognised university.
  • Age: generally 21–30 years, with standard category relaxations.

Exam pattern

  • Prelims: an objective test — English Language, Reasoning Ability and Quantitative Aptitude (English is qualifying).
  • Mains: an objective test with a descriptive English component.
  • Interview, followed by a pre-recruitment medical examination.

Salary

Under the revised pay scale, an LIC AAO starts at a basic pay of around ₹88,635, with gross pay of roughly ₹1.26 lakh and in-hand pay around ₹1.07 lakh a month in an A-class city — one of the higher-paying entry officer roles in the public sector.

Frequently Asked Questions

What is the eligibility for LIC AAO?

A bachelor's degree (a relevant discipline for specialist posts), generally aged 21–30 years, with standard category relaxations.

What is the LIC AAO exam pattern?

A Prelims (English, Reasoning and Quantitative Aptitude, with English qualifying), a Mains (objective with a descriptive component) and an Interview, followed by a medical examination.

What is the salary of an LIC AAO?

Under the revised scale, a basic pay of around ₹88,635, with gross pay roughly ₹1.26 lakh and in-hand around ₹1.07 lakh a month in an A-class city.